Laminaalaminaa.com ↗
★ 3rd place — Hedera Apex Hackathon 2026

The autonomous
back office
for tokenized assets.

Issue an ERC-3643 permissioned token in one command, and an AI agent enforces KYC & OFAC on every transfer, pays USDC coupons, updates NAV, and settles at maturity — across 10 networks.

Settles on
ERC-3643+ HTS · Token-2022 · Move 10networks 19contract tests, source-verified
Laminaa01 / Problem

The problem

You tokenized the fund.
Now you run it — forever.

01

Coupons on the clock

Hundreds of holders, paid pro-rata, every month. Miss a date and you breach the prospectus.

02

Every transfer is compliance

KYC each holder, screen against OFAC, enforce Reg D / Reg S — on every trade.

03

NAV & reports

Reprice when yields move, file reports regulators trust, quarter after quarter.

04

Maturity

Redeem principal and retire supply, correctly, at the end.

$16T
Tokenized RWA by 2030 · BCG
5–15 bps
Manual lifecycle cost on AUM
$24B
On-chain RWA today · rwa.xyz

Issuance is a one-time event. Lifecycle is the cost that never stops.

Laminaa02 / Solution

One instruction · the full regulated lifecycle

One command. Full autonomy.

The fund manager issues an asset once. An AI agent runs its entire life on-chain — no human after issuance.

Issue01

Deploy an ERC-3643 (T-REX) token + dedicated audit topic in one factory transaction.

Onboard02

Grant on-chain KYC after rapidfuzz OFAC SDN screening of names and wallet addresses.

Enforce03

The token's transfer hook gates KYC, jurisdiction (Reg D / Reg S), lock-ups and holder caps.

Distribute04

Pay coupons pro-rata in USDC — integer 6-decimal micro-units.

Revalue05

Mark NAV to a treasury-yield oracle.

Settle06

Claw back via permanent-delegate, return principal in USDC, burn supply.

Laminaa03 / Why it's an agent

Not a query endpoint

It acts when no one is asking.

A query endpoint answers when called. Laminaa holds the operator key, runs on its own clock, and closes a perceive → decide → act → verify loop on-chain toward a standing mandate.

Self-triggering

APScheduler fires coupons hourly, NAV daily, maturity every 6h — no human, no prompt in the loop.

Settles real state

Signs with the operator key, broadcasts, then verifies the on-chain signature status before writing the audit entry.

scheduler · coupon_run · 02:00 UTC
02:00:14⟳coupon due · AAPL26 · 142 holders
02:00:15✓ofac.screen — 142/142 clear
02:00:17✓pay_stable — 18,420.00 USDC
02:00:19✓audit.write — tx 5gH2…9kQ
— no human in the loop —
Laminaa04 / Multi-chain

Reach investors on any chain

One engine. Every network.

A family-agnostic ChainAdapter speaks opaque token / holder / tx refs, so the core never imports a chain SDK. Adding an EVM network is a TOML entry — not a rewrite.

Ethereum
Arbitrum
Base
Polygon
Avalanche
Arc
Robinhood
Hedera
Solana
Sui
EVM · 7 networks

ERC-3643

  • T-REX permissioned token + AuditLog
  • web3.py · token + audit in one factory tx
  • Source-verified · 19 Foundry tests
Solana · verified on devnet

Token-2022

  • Frozen-by-default = whitelist
  • Permanent-delegate = clawback
  • Freeze authority = sanctions · atomic issuance
Hedera · native

HTS / HCS

  • Native KYC, freeze, wipe keys
  • HCS consensus audit trail
  • Where Laminaa was born & won
Sui · Move · on testnet

Closed-loop Token

  • TokenPolicy + allowlist rule = KYC
  • Non-KYC transfer is type-impossible
  • Atomic issuance in one PTB
Laminaa05 / Architecture

One core, every surface

People and agents drive the same engine.

Interfaces

Web console · REST

operator dashboard · typed API

Telegram

NL ops · write-confirmation

MCP server

scope-gated · agents drive it
Engine

Issuance

token + audit in one tx

Compliance

KYC · OFAC · jurisdiction

Lifecycle

coupons · NAV · maturity

Reporting

regulator PDFs
Networks

EVM adapter

web3.py · ERC-3643

Solana adapter

solders · Token-2022

Hedera adapter

hiero-sdk · HTS / HCS

Sui adapter

pysui · Move closed-loop
Data

Claude

NL agent · tool-use

OFAC SDN

daily refresh · fuzzy

Treasury yields

NAV oracle

USDC · Postgres

settlement · state mirror

The core never imports a chain SDK — routes → services → repositories · chains · handlers. Async SQLAlchemy throughout. Ten networks, one product.

Laminaa06 / Compliance

Compliance & assurance

The right standard on every chain.

Regulators want enforcement and proof. Laminaa builds both into the token.

Permissioned transfers

ERC-3643 (T-REX) on EVM, HTS keys on Hedera, Token-2022 frozen-by-default on Solana, Move closed-loop Token on Sui.

OFAC SDN screening

rapidfuzz WRatio (~85%) on names + exact match on addresses, against the U.S. Treasury SDN list — refreshed daily.

Immutable audit trail

Access-controlled AuditLog (EVM) · HCS (Hedera) · SPL-memo (Solana) · AuditLog object (Sui) — every state change on-chain.

Verified & tested

19-case Foundry suite, source-verified on each explorer; Solana & Sui lifecycles verified end-to-end on devnet / testnet.

SEC Reg DSEC Reg SMiFID IIKYC whitelistJurisdiction limitsHolder capsLock-ups
Laminaa07 / Traction

Validated, then scaled

Judged as a product. Then rebuilt for scale.

★ Hedera Hello Future · Apex 2026
3rd place
DeFi & Tokenization track · $8K

Built and judged as a working product on Hedera testnet — issuance, compliance, coupons and maturity, end to end. Then we didn't stop.

Since the win — rebuilt chain-agnostic

10
networks live
6
lifecycle stages automated
3
interfaces · REST · TG · MCP
19
contract tests, verified

Functional across 10 testnets · verifiable on-chain · stage: pre-mainnet, pre-revenue.

Laminaa08 / Market

Market

A $16T market — and every asset needs an operator.

~$25B of real-world assets are on-chain today and growing fast. Issuance is being solved by Securitize, Franklin Templeton and BlackRock BUIDL — but every one of those assets still has to be run, on whichever chain it lives.

TAM
$16T

Total tokenized RWA value projected by 2030 (BCG). The pool of assets that will need a lifecycle operator.

SAM
$3–8B / yr

Annual lifecycle & administration spend on tokenized assets — at the 5–15 bps fund admins charge today — as on-chain supply scales.

SOM · 3-yr
$3–5B AUM

Realistic near-term capture across the tokenized funds, bonds & private-credit issuers we serve on 10 chains.

Why now

RWAs are crossing from pilots to production, Token Extensions and ERC-3643 make on-chain compliance real, and AI agents can finally run the lifecycle end-to-end. The operator layer is greenfield.

Laminaa09 / Business model

Business model

We don't issue. We run the lifecycle — and meter it.

How it plugs in

Issuers keep their token, cap table and chain. Laminaa connects as the autonomous operations layer — KYC/OFAC, transfer enforcement, coupons & dividends in USDC, NAV, regulatory PDFs, maturity — over API, MCP, chat or Telegram. No re-issuance, no rip-and-replace.

Pricing — two parts

1 · Platform: per-asset SaaS subscription. 2 · AUM fee: 2–5 bps on assets under management — vs the 5–15 bps charged for manual fund admin. Optional per-report / per-action metering on top.

Unit economics

$1B AUM ≈ $200K–500K / yr recurring at 2–5 bps. One agent serves many assets, so marginal cost per action is near zero — software margins on a fund-admin price point.

Path to $10M ARR

At ~3 bps that is ≈ $33B AUM serviced — a sliver of a $16T market. Land one issuer's book, expand across their assets and chains.

Why we win

Issuance is commoditized; operations are not. Laminaa is the only chain-agnostic lifecycle layer — above any token standard, on any chain.

Laminaa10 / Team

Team

Three founding engineers.

Built and won together. AI, data engineering, full-stack systems, smart contracts and agents under one roof.

Venkatesh R
Founding Engineer · AI & Agents

Venkatesh R

Transformers & LLM serving, RLHF / alignment, ZK-SNARKs and distributed inference. Architected Laminaa's chain-agnostic agent across 10 networks. 8+ hackathon wins · ₹30L+ in prizes.

Naveen Krishnaa S
Founding Engineer · Data & ML

Naveen Krishnaa S

Production data engineering — ETL, Kafka, Airflow, Elasticsearch — with RAG / GenAI and cloud (Azure, GCP). B.Tech AI & ML, CGPA 9.04. HimaShield GLOF system, awarded ₹5L by MeitY.

Sachin I
Founding Engineer · Full-Stack & Cloud

Sachin I

Full-stack & backend — Next.js, FastAPI, Node.js, REST APIs and system design — with Dockerized CI/CD on Google Cloud Run. Built a high-volume IOC ingestion platform at Saptang Labs. B.Tech AI & ML, GPA 8.65.

Core stack

PythonFastAPIPyTorchweb3.pysoldersFoundryClaudeMCPKafkaAirflowPostgresAzure · GCPNext.js
Laminaalaminaa.com ↗

The opportunity

Issuance is solved.
Lifecycle operations are not.

Hand the operating burden to the agent — compliant, autonomous, and on every chain your investors use.

laminaa.com GitHub Launch the agent →
10
networks
6
lifecycle stages
3rd
Hedera Apex
100%
autonomous
01 / 11